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Online properties for sale - glossary of terms - "M"

Use the index links below to find the term you wish to look up.

 

Mortgage

This is a loan to buy a house.

The mortgage is registered with the title deeds. You cannot sell the property without paying it off at the same time.

An agreed written mortgage offer needs to have been received before contracts are exchanged.
If you are selling, your solicitor will contact your mortgage lender to ask how much it will cost to pay off the mortgage. This is the mortgage redemption figure.

Mortgage Deed

The legal charge on the property for the mortgage lender until the loan is repaid.

Mortgage Fees

These fees are charged by your solicitor for acting on behalf of your bank or building society. You may also be charged a mortgage arrangement fee by your bank or building society.

Messuage

A house with it's land.

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